Pricing and limits annex
Pricing and limits are effective as of May 1, 2026 and for online Money pots created after May 1, 2026; and cancels and replaces from that date all previous versions regarding the same subject matter which were binding on the Parties. The previous version can be consulted at the following address: https://support.lydia.me/l/en/article/td1anqpiyh-pricing-and-limits-annex-01-05-2026.
The French version of this Annex prevails over the English version.
1. Pricing and limits for Lydia Offer
Opening a Lydia account is free and without commitment.
Lydia Wallet | |
Send money from your Lydia Wallet | Free |
Send money or top up your Lydia Wallet using a card | Free up to 250 euros per month(1) |
Top up or collect money in your Lydia Wallet by bank transfer or scanning a QR code | Free |
Receive money via the Online page from someone who used the Lydia app for the transaction | Free |
Receive money from someone who used the online card payment form for the transaction | 2.5% commission |
(1) Commission of 2.5% beyond, an Organizer's contributions to their Money pots are not included in this limit.
Online Money pots | |
Creation of a Money pot | Free |
Participation in a Money pot | Free |
Withdrawals of money collected by purchasing one or more Amazon.fr gift cards | Free |
Withdrawals of the money collected to the Lydia Wallet or a bank account | Free for contributions made from the Lydia and Sumeria applications. 4% commission on other contributions. |
Clients whose identity has not been verified are subject to the limits provided for in Article R. 561-14-1-1 of the Monetary and Financial Code, or at any time additional or more restrictive limits that may be applied by Lydia Solutions.To benefit from more freedom of transactions with Lydia Solutions, simply verify your identity here. |
2. Other applicable pricing and limits
All the fees in this Appendix are invoiced and deducted by Lydia Solutions (as the case may be), with a minimum of €0.10, directly from the Customer's Electronic Money Account and/or Payment Account, in accordance with the contractual conditions subscribed to by the Customer.
Only the operation or part that exceeds the limit is billed.
If a transaction exceeds several limits, only the limit generating the highest fees applies.
Security and compliance limits may also be applied to prevent abusive and/or illegal use of Lydia Solutions services.
Other exceptional fees :
- €99 handling fee in case of irregular use of Lydia Services which contravenes T&Cs and/or any related contract
- €100 fee per account attachment (within the limit of balances available on all user-held accounts)
- 10% of the amount owed to the “Trésor Public” (National Treasury), up to €100 per administrative operation (within the limit of available balances on all user-held accounts)
- Up to €30 per year, if the account remains inactive for 12 consecutive months, under the Eckert law (within the limit of available balances on all user-held accounts).