The user can top up their Lydia wallet to obtain a credit balance, which they can then use as a source of money to send Lydia payments.

Funding the Lydia wallet is recommended only for intensive Lydia users. By doing so via bank transfer, they can avoid the fees associated with using a bank card (a commission applies beyond €250 per month).

By Bank transfer

This option is commission-free, regardless of the number and amount of top-ups to the Lydia wallet.

From a third-party bank application

By entering the IBAN of the Lydia wallet, which is provided in the funding procedure, the user can make a bank transfer like any other transfer.

It is recommended to save the Lydia wallet IBAN as a beneficiary for easier reuse later.

From the Lydia application (BETA)

The application displays a list of compatible banks that allows user to avoid copying and pasting the IBAN and to go completely through their bank's app.

Instant transfers issued from most European banks will arrive within seconds, whereas a "classic" transfer may take several days.

By Bank card, Apple Pay, or Google Pay

This method is simple for those who use Apple Pay or who have already registered their card in Lydia, and it is always instant. However, it is subject to certain limits, and commissions may apply.

See the list of accepted bank cards >

Depositing a bank cheque or cash is not possible

How Did We Do?
Custom_9
Custom_6
Custom_7
Custom_8 Custom_6

Powered by HelpDocs (opens in a new tab)