The customer can top up their Lydia wallet to obtain a credit balance that they can then use as a payment source to send Lydia payments.

Topping up the Lydia wallet is recommended only for intensive Lydia users. By doing so via bank transfer, they can avoid the fees associated with using a bank card (a commission applies beyond €250 per month).

By Bank transfer

This option is commission-free, regardless of the number and amount of top-ups to the Lydia wallet.

From their bank's app

By entering the IBAN of the Lydia wallet, which is provided in the top-up procedure, to make a bank transfer like any other transfer.

It is recommended to save the IBAN of the Lydia wallet as a beneficiary for future reuse.

Directly from the Lydia application (BETA)

The app offers a list of compatible banks that allows customers to avoid copying and pasting the IBAN and to go completely through their bank's app.

Instant transfers made from most European banks will arrive within seconds, whereas a "classic" transfer may take several days.

By Bank card, Apple Pay or Google Pay

This method is simple for those who use Apple Pay or Google Pay or who have already registered their card in Lydia, and it is always instant. However, it is subject to certain limits, and commissions may apply.

See the list of accepted bank cards >

Depositing a bank cheque or cash is not possible

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