Pricing and limits annex

Pricing and limits are effective until January 26, 2026. The previous version can be consulted at the following address: https://support.lydia.me/l/en/article/xyje9zvjwh-pricing-and-limits-annex-01-12-2024.

The French version of this Annex prevails over the English version.

Pricing

Lydia offer

Subscription

free

Limits

Lydia offer

Amount of account top-ups via bank card/month

€250

(2.5% commission fee applied beyond)

Money collected via payments using a bank card

2.5% commission fee (1)

Money debited from online money pots

4% commission fee, except for Amazon gift cards (2)

(1) Except for online money pots created on versions 13.22 and later of the Lydia and Sumeria applications.

(2) For online money pots created on versions 13.22 and later of the Lydia and Sumeria applications.

Only the operation or part that exceeds the limit is billed.

If a transaction exceeds several limits, only the limit generating the highest fees applies.

Security and compliance limits may also be applied to prevent abusive and/or illegal use of Lydia Solutions services.

Other exceptional fees:

  • €99 handling fee in case of irregular use of Lydia Services which contravenes to T&Cs and/or any related contract
  • €100 fee per account attachment (within the limit of balances available on all user-held accounts)
  • 10% of the amount owed to the “Trésor Public” (National Treasury), up to €100 per administrative operation (within the limit of available balances on all user-held accounts)
  • Up to €30 per year, if the account remains inactive for 12 consecutive months, under the Eckert law (within the limit of available balances on all user-held accounts).
All the fees in this Appendix are invoiced and deducted by Lydia Solutions (as the case may be), with a minimum of €0.10, directly from the Customer's Electronic Money Account and/or Payment Account, in accordance of the contractual conditions subscribed to by the Customer.

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