Those who are not Lydia users must specify the bank account that should be credited (by providing its IBAN) from the link present in the money receipt notification.
Lydia users receive the money in their "Lydia wallet" by default. They can change this behavior from the "Preferences" screen to request that the money be reiceived directly in their bank account or in an account opened from the Sumeria app. (Click here from a cell phone).